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Facts and Benefits About Covered California Obamacare

Covered California is considered the health insurance marketplace I the United States state of California as mandated by the Patient Protection and Affordable Care Act or ACA. The government of California administers Covered California by an independent agency. The former California governor, Arnold Schwarzenegger prioritized Obamacare that led to the creation of California Health Benefit Exchange, thus the first state in the United States to set up a health insurance marketplace. Now, Californians can get federal premium assistance to help them in availing private insurance from insurance companies.

The insurance companies that are participating in individual and family exchange include Anthem Blue Cross of California, Blue Shield of California, Chinese Community Health Plan, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. In order to qualify for assistance under the Obamacare, a household should have an income that ranges 0% to 400% of FPL or Federal Poverty Level.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. According to the Covered California income guidelines and salary restrictions, if an individual earns less than $47,520 annually, or it a family makes less than $97,200 per year, they can qualify for government assistance basing on their income. What are the requirements for low-income females who are expecting a baby? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. Basing on the Covered California income guide, children who are under 19 years old may qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Check related articles on our homepage or website now. Health is wealth, so take advantage of quality health care through Obamacare now.